We're not a bank. We're not a hedge fund. We're real estate investors who sell homes the way banks won't.
Unbankable is operated by 4Akers Investments, a real estate investment company headquartered in Iowa with properties nationwide. We buy, renovate, and sell homes — and we offer creative financing on select properties so buyers who don't qualify for traditional bank loans can still own a home.
We've completed dozens of transactions, own rental properties across the country, and have been active in creative real estate for years. Owner financing, contract for deed, and lease options aren't workarounds for us — they're how we prefer to sell. That means we're aligned with you. We want a buyer who can make the payment and stay in the home long-term.
Banks say no to a lot of people who are fully capable of owning a home. Self-employed. Recent credit issues. Income that doesn't fit neatly on a W-2. The list goes on. We don't think that should stop someone from owning a home.
We use different structures depending on what makes sense — owner financing, contract for deed, lease options. Different states, different situations, different deals. We'll explain exactly what structure applies to each property before anything is signed. No surprises.
We look at the full picture — your income, your down payment, your situation — and make a decision like a person, not an algorithm. If you can cover the payment and you have skin in the game, we want to work with you.
Every listing shows the full terms upfront — price, rate, payment, down payment. No surprises at closing.
We review every application ourselves. No automated rejection. You'll hear back within 24 hours.
Every property we sell has clear title. You get a deed or contract for deed. This is homeownership, not a rental.
You're dealing with the owners directly. No call centers, no middlemen.
Browse our FAQ or reach out directly. We'll give you a straight answer.